Chiang Mai · ATM guide
Chiang Mai ATM Guide for Digital Nomads (2026)
Chiang Mai is more cash-heavy than Bangkok, so ATM frequency drives the card decision. Seek AEON when convenient, but plan around where you actually live and work.
| AEON | 150 THB | 20,000 THB max |
|---|---|---|
| Bangkok Bank | 250 THB | 20,000 THB max |
| Kasikorn / KBank | 250 THB | 30,000 THB max |
| Krungsri | 250 THB | 30,000 THB max |
| SCB | 250 THB | 20,000 THB max |
Use the ATM fee calculator before assuming cashback offsets cash-heavy living.
In Chiang Mai, cash usage is the variable that decides the best card.
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